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Briefly discussed in our Cost of Living section above, here we expand on the finer points of marine insurance.

Use our Quick Click button on the right to contact major companies operating in this market who will be happy to provide you with a personal quotation.

In reality the only obligation you have to canal boat insurance is the conditional requirement by the Canal & River Trust to insure powered boats to cover third party liabilities for at least £2 million.

This is simply because as a licence holder, you are responsible for injury or damage caused by you or the boat. Due to the nature of our chosen activity whereby we are navigating locks, negotiating bridges and cruising past moored boats, these damages could be considerable so it makes sense that other peoples property is protected from accidental damage.

What is optional, and therefore left for you to decide, is the insurance protection of your own property. When thinking about the level of investment we make it seems obvious that most of us would wish to protect not only our boat but also the contents as well.

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